Legal

Terms & Conditions

These Terms and Conditions ("Terms") govern your access to and use of the Lion Equholm platform, website, and related services (collectively, the "Service"). By creating an account or otherwise using the Service, you agree to be bound by these Terms. If you do not agree, please do not use the Service.

This is a general template provided for informational purposes and should be reviewed and adapted to fit your specific business and jurisdiction before publication.

1. Acceptance of Terms

By registering for, accessing, or using Lion Equholm, you confirm that you have read, understood, and agree to these Terms, as well as our Privacy Policy. If you are using the Service on behalf of an organization, you represent that you have the authority to bind that organization to these Terms.

2. Eligibility

You must be at least 18 years old and capable of entering into a legally binding agreement to use Lion Equholm. The Service is intended for independent freelancers and solo-consultants managing personal or business capital between client engagements, and not for regulated financial institutions unless otherwise agreed in writing.

3. Description of Service

Lion Equholm provides an AI-powered data-analysis and risk-management platform designed to help users review market information, organize portfolio data, and apply configurable risk parameters. Lion Equholm does not provide personalized investment advice, and nothing within the Service should be construed as a recommendation to buy, sell, or hold any financial instrument.

  • These Terms form a binding agreement between you and Lion Equholm.
  • The Service is informational and analytical in nature, not advisory.
  • Continued use of the platform constitutes ongoing acceptance of updates to these Terms.
  • You are responsible for decisions made using insights from the Service.

4. Account Registration and Security

To access most features of Lion Equholm, you must create an account with accurate and complete information. You are responsible for maintaining the confidentiality of your login credentials and for all activity that occurs under your account. Notify us promptly if you suspect unauthorized access to your account.

5. Acceptable Use

You agree to use Lion Equholm only for lawful purposes and in accordance with these Terms. You must not:

  • Attempt to reverse-engineer, decompile, or otherwise access the underlying source code or models of the platform.
  • Use the Service to transmit unlawful, harmful, or infringing content.
  • Interfere with or disrupt the integrity or performance of the Service, including through automated scraping or excessive load.
  • Misrepresent your identity or impersonate another individual or entity.
  • Use the Service in violation of applicable securities, financial, or data-protection laws.

6. Fees and Payment

Certain features of Lion Equholm may require a paid subscription. Where applicable, fees, billing cycles, and payment terms will be presented to you at the point of purchase. Unless stated otherwise, fees are non-refundable except as required by applicable law. We reserve the right to modify pricing with reasonable advance notice.

7. No Financial Advice

Lion Equholm is a data-analysis and risk-management tool. It does not act as a broker, financial advisor, or fiduciary. All outputs, analyses, and risk indicators generated by the Service are provided for informational purposes only and should not be relied upon as the sole basis for any investment or financial decision. You should consult a qualified professional before making financial decisions.

Intellectual Property

8. Ownership of the Platform

All content, software, design elements, and trademarks associated with Lion Equholm are the property of Lion Equholm or its licensors. These Terms do not grant you any ownership rights; you receive only a limited, non-exclusive, non-transferable license to use the Service as intended.

User Content

9. Your Data and Content

You retain ownership of any data you upload or input into Lion Equholm. By using the Service, you grant us a limited license to process that data solely for the purpose of providing and improving the Service, in accordance with our Privacy Policy.

Availability

10. Service Availability

We aim to keep Lion Equholm available and performing reliably, but we do not guarantee uninterrupted or error-free operation. The Service may be temporarily suspended for maintenance, updates, or circumstances beyond our reasonable control.

11. Disclaimers

The Service is provided "as is" and "as available," without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, accuracy, or non-infringement. We do not warrant that any analysis, projection, or risk assessment generated by Lion Equholm will be accurate, complete, or suitable for your specific circumstances.

12. Limitation of Liability

To the maximum extent permitted by applicable law, Lion Equholm and its affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or investment value, arising from or related to your use of the Service, even if advised of the possibility of such damages. Our total liability for any claim arising under these Terms shall not exceed the amount you paid to Lion Equholm in the twelve months preceding the claim.

13. Indemnification

You agree to indemnify and hold harmless Lion Equholm, its officers, employees, and partners from any claims, damages, liabilities, and expenses arising out of your use of the Service, your violation of these Terms, or your infringement of any third-party rights.

14. Termination

We may suspend or terminate your access to Lion Equholm at any time, with or without notice, if we reasonably believe you have violated these Terms or if continued provision of the Service is no longer viable. You may terminate your account at any time by discontinuing use of the Service and following any applicable cancellation procedures.

15. Changes to These Terms

We may update these Terms from time to time to reflect changes in our Service, legal requirements, or business practices. Material changes will be communicated through the platform or via the contact details associated with your account. Continued use of Lion Equholm after changes take effect constitutes acceptance of the revised Terms.

16. Governing Law

These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction where Lion Equholm is established, without regard to conflict-of-law principles. Any disputes arising from these Terms shall be subject to the exclusive jurisdiction of the competent courts in that jurisdiction, unless otherwise required by mandatory local law.

17. Severability

If any provision of these Terms is found to be unenforceable or invalid under applicable law, that provision will be limited or eliminated to the minimum extent necessary, and the remaining provisions will continue in full force and effect.

18. Contact

Questions regarding these Terms should be directed through the contact channels made available on the Lion Equholm website or within your account dashboard.

Last updated: this document is a general template and should be dated and reviewed prior to publication.